Paying for the phone outright and then getting a Sim only deal is often the cheapest way of getting a mobile phone contract. This is especially the case if you are wanting the latest iPhone 7 or iPhone 7 Plus. Interestingly enough as a brand new phone, you very rarely get any discount off of it when purchasing outright. However at the moment Very are offering 10% off all electrical items (including iPhone) when signing up to a Very account (as a new customer) – add promo code KTPGC. And do not worry if you already have a Very account, there is an offer at the moment until the end of October where you can get 10% credited back to your account if you sign up to a Buy Now Pay Later (which also means you can spread the cost Interest Free for 12 months – just make sure you pay it off fully before then). 10% off the cost of an iPhone is fantastic and a tidy saving. And the 12 months interest free credit is a nice bonus. Go via Topcashback and you can get a little bit more.